Insurance Agent License in Delaware

Delaware's COS data lists the Insurance Agent license, requiring continuing education, no formal education prerequisites, a state examination, and noting that felony convictions are prohibited. The Delaware Department of Insurance oversees all producer licensing. Delaware is a significant insurance state despite its small size, largely because its favorable corporate laws make it a domicile state for many insurance companies. Wilmington serves as a hub for captive insurance and surplus lines operations. Pre-licensing education in Delaware is recommended but not strictly mandated by the COS data — however, most candidates complete approximately 40 hours of study to prepare for the licensing exam. Delaware requires 24 hours of continuing education biennially, including 3 hours of ethics. The state conducts background checks and prohibits licensing for individuals with felony convictions related to dishonesty or breach of trust. Delaware participates in NIPR for non-resident licensing and is a NARAB-compliant jurisdiction.