Insurance Agent License in Georgia

Georgia provides clear COS data for Insurance Agent licensing, confirming a $75 application fee and requirements for a specific pre-licensing course and state examination. The Georgia Office of Insurance and Safety Fire Commissioner oversees all producer licensing. Georgia is one of the top ten insurance markets in the United States by premium volume, driven by its large and growing population centered around metropolitan Atlanta. The state requires pre-licensing education of approximately 40 hours per line of authority, with courses approved by the Commissioner's office. Georgia's Property and Casualty market is active due to exposure to severe thunderstorms, tornadoes, and occasional hurricane impacts. The state conducts criminal background checks and requires fingerprinting. Continuing education is 24 hours biennially, including 3 hours of ethics. Georgia participates in NIPR for non-resident licensing. The state does not require a surety bond or E&O insurance by statute for individual producers, though most carriers require E&O as a condition of appointment.