Insurance Producer (Agent) License in Iowa
Quick Answer
To become an insurance agent in Iowa, you must complete a specific pre-licensing course, pass the state exam, and pay approximately $225 in total fees. Des Moines is one of the nation's top insurance industry centers, with several major carriers headquartered there, creating abundant appointment opportunities.
- Education Required
- 40 hours
- Exam
- Iowa Insurance Producer Exam (Prometric)
- Total Cost
- $225 (est.)
- Timeline
- 4-8 weeks
- Renewal
- Every 2 years
Requirements
Insurance Producer (Agent) license in Iowa
Estimated Costs Est.
- Application Fee
- $50
- Exam Fee
- $60
- Renewal Fee
- $50
- Total Estimated Cost
- $225
Cost Breakdown
Estimated costs for getting your Insurance Producer (Agent) license in Iowa. Values marked "Est." are extracted from official descriptions.
Enter the cost of your pre-licensing education program
Fees marked "Est." are extracted from official descriptions and may not reflect current pricing. Verify with the Iowa licensing board.
Insurance Producer (Agent) Salary in Iowa
Entry Level
$36,310
Median
$63,150
Experienced
$127,500
Source: Bureau of Labor Statistics. Salary data is for informational purposes only.
How to Get Licensed
Step-by-step roadmap to becoming a licensed Insurance Producer (Agent) in Iowa.
- 1
Complete Education Requirements
Specific course required
- 2
Pass the Required Exam
Third-party exam required — Iowa Insurance Producer Exam (Prometric)
- 3
Submit Your Application
File your application with the licensing agency. Application fee: ~$50.
- 4
Receive Your License
Processing typically takes 4-8 weeks.
Insurance Producer (Agent) Licensing in Iowa: What to Know
Iowa's COS data lists the Insurance Producer (Agent) license, noting requirements for continuing education and a specific pre-licensing course. The Iowa Insurance Division under the Department of Commerce oversees all producer licensing. Iowa's insurance market is anchored by several major carriers headquartered in Des Moines, including Principal Financial Group, EMC Insurance, and the Farm Bureau Financial Group. This concentration of home offices makes Des Moines one of the nation's top insurance industry employment centers. Iowa's agricultural economy drives significant demand for crop insurance, farm and ranch coverage, and commercial agribusiness policies. Pre-licensing education requires approximately 40 hours per line of authority. The state requires fingerprint-based background checks. Continuing education is 36 hours triennially, which is a longer cycle but higher total than many states. Iowa participates in NIPR for non-resident licensing and is a NARAB-compliant jurisdiction. The state does not mandate E&O insurance for individual producers by statute.
Frequently Asked Questions
- How much does a Insurance Producer (Agent) license cost in Iowa?
- The estimated total cost is $225, including application fees, exam fees ($60), and education costs.
- How long does it take to get a Insurance Producer (Agent) license in Iowa?
- The process typically takes 4-8 weeks, depending on education completion and exam scheduling.
- What exam do I need for a Insurance Producer (Agent) license in Iowa?
- You need to pass the Iowa Insurance Producer Exam (Prometric). Third-party exam required
Considering another state?
Compare Insurance Producer (Agent) requirements across states.
View all states →Data from CareerOneStop (DOLETA/DEED). Last updated: February 14, 2026.