LicenseCompass

Insurance Agent License in Minnesota

Quick Answer

To become an insurance agent in Minnesota, you must complete approximately 40 hours of pre-licensing education, pass the Pearson VUE exam, and pay about $225 in total fees. Minnesota is home to UnitedHealth Group and several major carriers, making the Twin Cities a significant insurance industry hub.

Education Required
40 hours
Exam
Minnesota Insurance Producer Exam (Pearson VUE)
Total Cost
$225 (est.)
Timeline
4-8 weeks
Background Check
Required
Renewal
Every 2 years

Requirements

Insurance Agent license in Minnesota

gold
Education
Specific course required
Exam
State exam required
Background Check
Background check required
Continuing Education
Continuing education required to maintain license
Veterans Benefits
N/A - Not displayed

Estimated Costs Est.

Application Fee
$50
Exam Fee
$55
Renewal Fee
$50
Total Estimated Cost
$225

Licensing Agency

Minnesota Department of Commerce~Licensing Unit

Cost Breakdown

Estimated costs for getting your Insurance Agent license in Minnesota. Values marked "Est." are extracted from official descriptions.

Enter the cost of your pre-licensing education program

$
Application FeeEst.$50
Exam FeeEst.$55
Total Estimated Cost$105

Fees marked "Est." are extracted from official descriptions and may not reflect current pricing. Verify with the Minnesota licensing board.

Insurance Agent Salary in Minnesota

Entry Level

$47,810

Median

$78,650

Experienced

$157,130

Source: Bureau of Labor Statistics. Salary data is for informational purposes only.

How to Get Licensed

Step-by-step roadmap to becoming a licensed Insurance Agent in Minnesota.

  1. 1

    Complete Education Requirements

    Specific course required

  2. 2

    Submit Background Check

    Background check required

  3. 3

    Pass the Required Exam

    State exam required — Minnesota Insurance Producer Exam (Pearson VUE)

  4. 4

    Submit Your Application

    File your application with the licensing agency. Application fee: ~$50.

  5. 5

    Receive Your License

    Processing typically takes 4-8 weeks.

Insurance Agent Licensing in Minnesota: What to Know

Minnesota licenses insurance professionals as Insurance Producers through the Minnesota Department of Commerce. Minnesota's insurance market is one of the strongest in the Upper Midwest, anchored by the Minneapolis-St. Paul metropolitan area, which serves as headquarters for several major carriers and health insurers including UnitedHealth Group, the largest health insurer in the United States. The Twin Cities are also home to Securian Financial, Allianz Life, and Federated Insurance. Minnesota requires pre-licensing education of approximately 40 hours per major line of authority. The state's exposure to severe winter weather, spring flooding, and summer thunderstorms and tornadoes drives significant Property and Casualty demand. Minnesota has a robust health insurance market influenced by its historically strong commitment to public health programs including MNsure, the state health insurance exchange. Criminal background checks are required. Continuing education is 24 hours biennially, including specific ethics requirements. Minnesota participates in NIPR for non-resident licensing.

Frequently Asked Questions

How much does a Insurance Agent license cost in Minnesota?
The estimated total cost is $225, including application fees, exam fees ($55), and education costs.
How long does it take to get a Insurance Agent license in Minnesota?
The process typically takes 4-8 weeks, depending on education completion and exam scheduling.
What exam do I need for a Insurance Agent license in Minnesota?
You need to pass the Minnesota Insurance Producer Exam (Pearson VUE). State exam required

Considering another state?

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Data from CareerOneStop (DOLETA/DEED). Last updated: February 14, 2026.