Insurance Agent License in Missouri
Quick Answer
To become an insurance agent in Missouri, you must complete pre-licensing education, pass the Pearson VUE state exam, and pay approximately $225 in total fees. Missouri is home to the NAIC headquarters in Kansas City and has a strong insurance market driven by severe weather exposure.
- Education Required
- 40 hours
- Exam
- Missouri Insurance Producer Exam (Pearson VUE)
- Total Cost
- $225 (est.)
- Timeline
- 4-8 weeks
- Renewal
- Every 2 years
Requirements
Insurance Agent license in Missouri
Estimated Costs Est.
- Application Fee
- $50
- Exam Fee
- $55
- Renewal Fee
- $50
- Total Estimated Cost
- $225
Cost Breakdown
Estimated costs for getting your Insurance Agent license in Missouri. Values marked "Est." are extracted from official descriptions.
Enter the cost of your pre-licensing education program
Fees marked "Est." are extracted from official descriptions and may not reflect current pricing. Verify with the Missouri licensing board.
Insurance Agent Salary in Missouri
Entry Level
$30,760
Median
$59,680
Experienced
$121,330
Source: Bureau of Labor Statistics. Salary data is for informational purposes only.
How to Get Licensed
Step-by-step roadmap to becoming a licensed Insurance Agent in Missouri.
- 1
Complete Education Requirements
Specific course required
- 2
Pass the Required Exam
Third-party exam required — Missouri Insurance Producer Exam (Pearson VUE)
- 3
Submit Your Application
File your application with the licensing agency. Application fee: ~$50.
- 4
Receive Your License
Processing typically takes 4-8 weeks.
Insurance Agent Licensing in Missouri: What to Know
Missouri licenses insurance professionals as Insurance Producers through the Missouri Department of Commerce and Insurance (DCI). Missouri's insurance market is significant and varied, with Kansas City and St. Louis serving as the primary industry centers. Kansas City is notably home to several major insurance companies and the National Association of Insurance Commissioners (NAIC) headquarters, making it a center of insurance regulation and policy development nationwide. Missouri requires pre-licensing education of approximately 40 hours per major line of authority. The state is situated in Tornado Alley and experiences severe thunderstorms, hailstorms, and flooding, driving strong demand for Property and Casualty products. Missouri conducts criminal background checks and may deny licenses for felony convictions. The state offers temporary licensing provisions for certain qualifying applicants. Continuing education is 24 hours biennially, including 3 hours of ethics. Missouri participates in NIPR for non-resident licensing. Missouri does not mandate E&O insurance by statute for individual producers, though carriers typically require it.
Frequently Asked Questions
- How much does a Insurance Agent license cost in Missouri?
- The estimated total cost is $225, including application fees, exam fees ($55), and education costs.
- How long does it take to get a Insurance Agent license in Missouri?
- The process typically takes 4-8 weeks, depending on education completion and exam scheduling.
- What exam do I need for a Insurance Agent license in Missouri?
- You need to pass the Missouri Insurance Producer Exam (Pearson VUE). Third-party exam required
Considering another state?
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View all states →Data from CareerOneStop (DOLETA/DEED). Last updated: February 14, 2026.