Insurance Sales Agent License in Virginia

Virginia licenses insurance professionals as Insurance Agents through the Virginia Bureau of Insurance under the State Corporation Commission (SCC). Virginia's insurance market is large and diverse, influenced by its proximity to Washington, DC, its significant federal and military workforce, and its growing technology sector in Northern Virginia. The Hampton Roads area, home to the world's largest naval base, creates substantial demand for military-affiliated insurance products including SGLI and private supplemental coverage. Virginia requires pre-licensing education of approximately 40 hours per major line of authority. The state has a distinctive regulatory structure where the SCC, rather than a Department of Insurance, oversees insurance regulation. Virginia's coastal exposure to hurricanes and nor'easters, particularly in the Hampton Roads and Virginia Beach areas, drives Property and Casualty demand. Criminal background checks are required. Continuing education is 24 hours biennially, including 3 hours of ethics. Virginia participates in NIPR for non-resident licensing. Richmond, Northern Virginia, and Hampton Roads are the primary insurance market centers.